If you get into an accident in New Mexico, you may be eligible to recover compensation from the at-fault driver. However, there’s a chance the responsible driver will lie about the accident. They could lie to their insurance company and the police. Notably, if they lie to the insurer, they may use it as an excuse to deny your claim.
If the at-fault driver lies, recovering your losses will be challenging. However, an Albuquerque car accident lawyer can still get you the maximum compensation. This is because an experienced attorney will know how to disprove the at-fault driver’s lies to the insurance company.
Why Would an At-Fault Driver Lie to Their Insurance Provider?
The at-fault driver in a New Mexico accident has various reasons to lie to the insurance company. Firstly, Albuquerque is in New Mexico, a fault-based accident state. So, the responsible driver often bears the losses of the accident. It’s usually the at-fault driver’s insurance company that pays out your compensation.
Furthermore, after paying you compensation, their insurer would most likely increase their insurance premiums. The insurance premium may be significantly higher if the driver has a terrible accident history. Therefore, to avoid these issues, they may lie to the insurance company about the accident responsibility.
What Can the At-Fault Driver Lie About?
An at-fault driver can also lie about many things to avoid responsibility. For example, they can lie that they weren’t tired or distracted while driving. Furthermore, such a driver can deny overspeeding when it was speeding that caused the crash.
Suppose a drunk driver caused the collision. In this case, they can deny ever being intoxicated. A traffic violation can also lead to an accident. Here, they can deny that they were the ones who defied traffic rules.
What Can You Do If the At-Fault Driver Lied to Their Insurer?
The at-fault driver’s lies don’t tie your hands. It’s noteworthy that the insurance company most likely wouldn’t just take the driver at their word. So, you can prove that the driver lied to their insurer. However, it would be best to rely on car accident lawyers at this point. The two tips below can help you establish responsibility after the fault party’s lies.
Suppose the fault party lies to their insurance carrier. In such a case, the insurer would start doubting whatever you say about the collision. Therefore, you must remain consistent in your testimony. If your statements contradict each other, the insurance company will use them against you.
Conversely, if your accident narration remains consistent and the other driver’s account doesn’t, the liar may become apparent. Consequently, it’ll be difficult for the insurance company to deny your claim. That’s why it’s vital to get an accident journal immediately after a crash. A journal will help you document everything about the auto accident.
This way, even if you forget something, you can continuously refresh your memory. Furthermore, it would help not to speak to the insurance company without your lawyer. If you talk without legal guidance, you may hurt your case.
Using Evidence to Establish Fault
After maintaining consistency in your testimony, you need strong evidence. Indeed, the at-fault driver’s word is potent. However, it would be useless where it contradicts clear evidence. That’s why you should gather sufficient evidence to prove you weren’t at fault after an auto crash. Furthermore, it would help not to wait until a driver denies responsibility before collecting evidence. Instead, start gathering evidence from the crash site.
Relevant evidence that can establish fault in an auto accident include:
- Eyewitness testimony
- Accident scene photos
- Testimony of an accident reconstruction expert
- CCTV camera footage
- Dashcam footage
- Police and other official reports
- Pictures of damaged vehicles
If all these pieces of evidence point to the other driver as the fault party, their denial will become meaningless.
Albuquerque Car Accident Lawyers Can Prove Your Insurance Claim
Have you been in a car accident that wasn’t your fault? Has the responsible driver lied to their insurance about who’s at fault? If so, you don’t have to worry because there’s still hope. First, you can establish accident responsibility. After this, you can get the maximum compensation for your injuries. However, you need the best Albuquerque car accident lawyers.
Our attorneys at FBD Law have spent multiple years representing victims of Albuquerque car accidents. In the process, we’ve dealt with unscrupulous drivers and insurance companies. Therefore, we have the skills and expertise to show the at-fault driver is lying. So, why not call us today to talk about that lying fault-driver? We offer a free initial consultation.